Sell + Buy Planner
Estimate sale proceeds, purchase cash, reserves, and the next monthly payment in one move plan.
Move cash position$91,750
Inputs
Sale, purchase, loan, and transition assumptions.
Sell Side
Buy Side
Down payment
Rate default: FRED MORTGAGE30US - 2026-07-16Tax default: Hamilton County TN ACS effective-rate estimate - acs2024_5yr
Cash and Timing
New Payment
Results
$91,750 estimated cash surplus before reserves.
Net proceeds$150,250After payoff and sale costs
Cash needed$58,500Down payment plus purchase costs
After reserve$81,750$10,000 reserve target
New payment$3,123/moPITI, HOA, and PMI estimate
Sell Side
Estimated sale price$425,000.00
Mortgage payoff-$250,000.00
Agent commission-$21,250.00
Other seller costs-$3,500.00
Concessions / repairs$0.00
Net proceeds$150,250
Buy Side
Down payment$45,000.00
Buyer closing costs (3%)$13,500.00
Other upfront costs$0.00
Moving / transition costs$0.00
Cash needed$58,500
Available Cash
Net proceeds$150,250.00
Extra cash available$0.00
Cash position$91,750
Reserve target-$10,000.00
After reserve$81,750
New Payment
$405,000 estimated loan amount.| Item | Monthly |
|---|---|
| Principal and interest | $2,573.21 |
| Taxes | $230.75 |
| Insurance | $150.00 |
| HOA | $0.00 |
| PMI | $168.75 |
| Total | $3,123 |
Estimates only. Actual sale proceeds, payoff, prorations, closing costs, escrow deposits, PMI, reserves, and payment vary by lender, title company, contract terms, closing date, and property details.