Mighty Oaks Realty Tools

Mortgage, closing cost, affordability, and move-planning calculators for Chattanooga, North Georgia, and the Tennessee Valley.

Mortgage CalculatorEstimate payment, PMI timing, extra-principal payoff, and interest saved.Cash to CloseModel down payment, title services, prepaid interest, escrows, credits, and TN/GA taxes.AffordabilityCompare comfortable, target, and stretch purchase ranges from income and debt.Sell + Buy PlannerConnect sale proceeds, payoff, purchase budget, and the next mortgage estimate.Rent vs BuyCompare monthly ownership, renting, equity, and opportunity cost over time.Refinance or MoveCheck break-even, lifetime interest, fees, PMI, and payoff timing.Seller Net SheetEstimate sale proceeds after payoff, commission, seller costs, credits, and local adjustments.Seller Concession OptimizerCompare seller credits, price cuts, rate buydowns, seller net, and buyer payment relief.